MoneyGPS

A GPS for your money

Find your way forward.

MoneyGPS helps you understand your financial reality, see realistic routes to your goals using truth, facts, and math, and make informed decisions. You're always the driver β€” it never sells, pushes, or guarantees.

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Current routeSmoother routeScenic route

Not a budgeting app. A navigation system.

Your destination is your goal. Your routes are your plans. When life changes, you reroute. MoneyGPS shows you where you are, where you want to go, and the real tradeoffs of every path between them.

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Know where you stand

A clear Financial Health Score and the truth about your cash flow, savings, debt, and stability β€” no fluff.

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Compare your routes

See multiple realistic paths to your goal β€” fastest, most stable, lowest risk β€” with the tradeoffs of each.

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Simulate before you decide

Test a purchase, a raise, or a life event and watch the impact on your goal before you commit.

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Navigate detours

Turn predictable expenses into planned events and spot roadblocks before they slow you down.

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The truth. The math.

Every route is judged on cash-flow impact, stability, sustainability, and your goal β€” not on approval.

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Monthly check-ins

A neutral, honest read on whether you're improving, holding steady, or drifting β€” and what changed.

Our defining principle

Approval does not equal improvement.

Qualifying for a loan, card, refinance, or settlement doesn't automatically make your life better. Every route is judged on cash-flow impact, stability, sustainability, and your goal β€” before it's ever presented as valuable.

Start free. Upgrade when you're ready.

Free

$0

Ad-supported

  • βœ“1 active destination
  • βœ“Health score & routes
  • βœ“Core simulations
  • βœ“Includes ads

Premium

$8

per month β€” no ads

  • βœ“No ads
  • βœ“Multiple destinations with sequencing
  • βœ“Unlimited simulations & saved scenarios
  • βœ“More detailed insights, routes & reports

Ready to see your routes?

Get started β€” it's free