A GPS for your money
Find your way forward.
MoneyGPS helps you understand your financial reality, see realistic routes to your goals using truth, facts, and math, and make informed decisions. You're always the driver — it never sells, pushes, or guarantees.
Not a budgeting app. A navigation system.
Your destination is your goal. Your routes are your plans. When life changes, you reroute. MoneyGPS shows you where you are, where you want to go, and the real tradeoffs of every path between them.
Know where you stand
A clear Financial Health Score and the truth about your cash flow, savings, debt, and stability — no fluff.
Compare your routes
See several possible paths to your goal — faster, steadier, or lower-risk options — with the tradeoffs of each.
Simulate before you decide
Test a purchase, a raise, or a life event and watch the impact on your goal before you commit.
Navigate detours
Turn predictable expenses into planned events and spot roadblocks before they slow you down.
The truth. The math.
Every route is judged on cash-flow impact, stability, sustainability, and your goal — not on approval.
Monthly check-ins
A neutral, honest read on whether you're improving, holding steady, or drifting — and what changed.
Our defining principle
Approval does not equal improvement.
Qualifying for a loan, card, refinance, or settlement doesn't automatically make your life better. Every route is judged on cash-flow impact, stability, sustainability, and your goal — before it's ever presented as valuable.
Start free. Upgrade when you're ready.
Free
Ad-supported
- ✓1 active destination
- ✓Health score & routes
- ✓Core simulations
- ✓Includes ads
Premium
per month — or $120 a year (2 months free)
- ✓No ads
- ✓Multiple destinations with sequencing
- ✓Unlimited simulations & saved scenarios
- ✓More detailed insights, routes & reports
Your plan renews automatically until you cancel. The monthly plan renews each month. The yearly plan renews every year. You can cancel anytime.